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Salmon Credit

Credit without the card and the hassle

Be ready for everything, from shopping sprees to real-life emergencies. Borrow up to ₱50,000

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Zero annual fees

Salmon Credit also has no processing 
or hidden fees

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Reusable

Apply once and use the money as often as you need

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100% digital and secure

Say goodbye to stolen credit cards and illegal skimming

Salmon Credit works like a credit card, without the plastic card, the expensive fees, confusing terms, and common security issues

How it works?

You will get a credit line - a kind of flexible loan. It lets you use money up to a credit limit. And the best part? There’s no need to reapply each time you need money

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Get a credit limit 
up to ₱50,000

Increase your credit limit the more you use and cash in on your credit line

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You’re not required 
to pay in full

Just pay the monthly minimum every 30 days and keep using your credit line

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Pay interest only on the amount you use

No processing fees, hidden fees, or unfair tricks

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Use the money again and again

Make purchases via QR 
or transfer to any bank or 
e-wallet

Get Salmon Credit

Pay with Salmon Credit 
anywhere you see

Salmon Credit is an accepted payment method in over 600,000 merchants in the Philippines

Use Salmon Credit your way

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Budget for big-ticket items

Buy that new phone or book a trip for that well-deserved vacation

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Bills and monthly payments

No more worries about running short of money and late payments

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Cash advance

You can make transfers to friends and loved ones

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Emergency fund

Get ready for unexpected life expenses or financial emergencies

Get Salmon Credit

Convenient cash-in options

Add money to your credit line using your e-wallet, bank, or via over-the-counter services. With no fees

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Get the app 
to apply

Download the Salmon app for free to apply for Salmon Credit Share an active Philippine mobile number and email address to create an account Complete the forms and submit one valid government-issued ID
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FAQs

Here are the IDs you can submit for your loan application:
  • Unified Multi-Purpose Identification (UMID) Card
  • Driver’s License
  • Voter’s ID
  • PhilSys ID (Philippine Identification System ID)
  • Social Security System (SSS) Card
  • Philippine passport
  • PRC ID (Professional Regulation Commission ID)
  • Postal ID

For online loan applications
PRC and Voter’s IDs are not accepted. Also, we only accept the plastic card PhilSys ID, not the digital version.
Log in to the Salmon app using the mobile phone number you provided during registration. Once logged in, select the loan product you wish to repay from the options available on the Home screen.
After reviewing your payment due dates and amount dues, tap "Go to payment" and choose a payment method.

You have four (4) repayment options:
  • QR Ph: The fastest way to repay. Just generate a QR code in the Salmon app and upload it to any e-wallet or bank to repay. No need for manual log in with OTP
  • E-wallets (GCash and Maya): The Salmon app redirects to your e-wallet of choice, where you can repay the loan
  • Over-the-counter services (7-Eleven, Cebuana Lhuillier, SM Bills Payments, and MLhuillier): To use these services, get payment details from the app and go to one of the branches of these over-the-counter services to repay your loan
  • Online banking (UnionBank, RCBC, BDO, and BPI): The Salmon app redirects to your bank of choice, where you can repay the loan.

Follow the on-screen instructions to make the payment. Payments are posted in real-time, with confirmation via SMS or push notification.

You can also repay your loan by logging into your account on the Salmon website.

  • Go to the Salmon website
  • Click on "Log In"
  • Select "For customers"
  • Enter your Salmon-registered mobile number and log in via OTP
  • Check your due date and the amount due
  • Select your preferred payment method and click "pay"

If you had trouble with these methods, you can ask for help from Salmon Customer Care on Messenger.